Personal Health & Supplemental Insurance | Ravelin Risk & Insurance

Personal Health & Supplemental Insurance

Flexible coverage options that help reduce out-of-pocket costs and provide added financial protection when you need it most.

Explore Your Coverage Options

Choose ACA major medical or add supplemental plans like dental, vision, accident, and hospital indemnity to help fill common coverage gaps.

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Individual / Family Health Plans

ACA Marketplace or private major medical options designed for comprehensive health coverage.

Shop ACA Plans
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Short Term

Temporary medical coverage for gaps and transitions. Not ACA and may be medically underwritten.

Shop Short-Term Plans
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TriTerm Medical

Multi-term medical coverage designed to extend protection beyond a single short-term period (where offered).

Shop TriTerm Medical Plans
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Dental

Coverage for preventive, basic, and major dental services depending on the plan.

Shop Dental Plans
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Dental Discount

A discount program (not insurance) that provides reduced rates with participating dental providers.

Shop Dental Discount Plans
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Vision

Benefits for eye exams, frames or contacts, and access to a vision provider network.

Shop Vision Plans
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HealthiestYou

Virtual care/telehealth-style support for everyday health needs and quick access to care.

Shop HealthiestYou Plans
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Accident

Cash benefits for covered injuries, ER/urgent care visits, and related services after an accident.

Shop Accident Plans
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Accident Pro

Enhanced accident-style cash benefits designed to provide broader support after covered injuries.

Shop Accident Pro Plans
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Advantage Guard

Bundle-style supplemental coverage designed to help with common out-of-pocket medical costs.

Start Advantage Guard Quote
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Critical Illness

Lump-sum cash benefit for covered diagnoses like cancer, heart attack, or stroke.

Shop Critical Illness Plans
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Hospital Guard GI

Hospital-related cash benefits with guaranteed-issue style availability (where offered).

Start Hospital Guard GI Quote
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Hospital Indemnity

Fixed cash benefits for covered hospital stays and certain services to help offset out-of-pocket costs.

Shop Hospital Indemnity Plans
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Hospital Indemnity GI

Hospital indemnity-style fixed benefits with guaranteed-issue availability (where offered).

Start Hospital Indemnity GI Quote
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Mental Health

Support-focused coverage options that may include virtual visits and behavioral health resources.

Shop Mental Health Plans
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Supplemental Indemnity

Fixed cash benefits for certain covered services designed to help with out-of-pocket expenses.

Shop Supplemental Indemnity Plans
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Term Life SafeGuard

Medically underwritten term life insurance plan with an optional Critical Illness rider that pays a cash benefit upon diagnosis of serious illnesses before death, reducing the final death benefit.

Shop Term Life Plans
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Pet Insurance

Coverage options that can help with unexpected vet bills for accidents, illnesses, and more.

Shop Pet Insurance
Quick note: Supplemental plans (like accident, critical illness, and indemnity) pay cash benefits based on covered events/services. They are not a substitute for comprehensive major medical coverage.