Personal Health & Supplemental Insurance

Flexible coverage options that help you and your family prepare for life’s unexpected medical and financial challenges.

Explore Your Coverage Options

Compare ACA major medical coverage and additional options such as short-term medical, dental, vision, accident, critical illness, and hospital indemnity.

Individual & Family Health Plans

Shop ACA Marketplace major medical plans for individuals and families who need comprehensive health coverage. Brought to you by HealthSherpa.

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Short-Term Medical

Temporary medical coverage for eligible gaps and transitions. These plans are not ACA major medical and may use medical underwriting. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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TriTerm Medical

Explore multi-term medical coverage intended to continue beyond one short-term coverage period where the product is available. Brought to you by UnitedHealthcare.

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Dental Insurance

Compare benefits for preventive, basic, and major dental services, subject to the selected plan’s network and benefit schedule. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Dental Discount

Access negotiated discounts from participating dental providers. This is a discount program and is not dental insurance. Brought to you by Dental Benefit Providers, Inc.

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Vision Insurance

Review benefits for eye examinations, lenses, frames, or contact lenses through an eligible vision-provider network. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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HealthiestYou

Connect with virtual-care resources for eligible everyday health needs without relying solely on an in-person appointment. Brought to you by Teladoc Health.

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Accident Insurance

Receive fixed cash benefits for certain covered injuries, emergency treatment, urgent care, and related accident services. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Accident Pro

Consider enhanced accident benefits intended to provide broader financial support following eligible covered injuries. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Advantage Guard

Explore bundled supplemental benefits intended to help with specified medical expenses and other eligible out-of-pocket costs. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Critical Illness

Receive a lump-sum cash benefit following an eligible covered diagnosis such as cancer, heart attack, or stroke. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Hospital Guard GI

Explore hospital-related fixed benefits with guaranteed-issue availability where this product is offered. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Hospital Indemnity

Obtain fixed cash benefits for covered hospital admissions, stays, and specified services to help offset personal expenses. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Hospital Indemnity GI

Consider guaranteed-issue hospital indemnity benefits where available, subject to the product’s eligibility requirements. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Mental Health Support

Access eligible virtual behavioral-health resources designed to support common mental and emotional health concerns. Brought to you by Teladoc Health.

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Supplemental Indemnity

Receive scheduled cash benefits for specified covered services rather than reimbursement based on the provider’s complete bill. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Term Life SafeGuard

Explore medically underwritten term life insurance with an optional critical-illness rider that may accelerate part of the death benefit after a covered diagnosis. Brought to you by UnitedHealthcare and Golden Rule Insurance Company.

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Important: Short-term, TriTerm, accident, critical illness, hospital indemnity, supplemental indemnity, discount, and similar products are not substitutes for ACA-compliant comprehensive major medical insurance. Availability and permitted coverage durations vary by state.

International Health, Student & Visa Coverage

Explore medical coverage for international students, exchange visitors, OPT participants, immigrants, expatriates, marine crew, missionaries, and other eligible international residents.

International Student Insurance

Compare medical plans for eligible F-1/F-2 students studying outside their home country or attending school in the United States. Quotes and comparisons provided through BrokerNexus.

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StudentSecure®

Build a direct quote for international student medical coverage with multiple benefit levels designed for different needs and budgets. Brought to you by WorldTrips.

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Exchange Visitor Insurance

Compare medical coverage designed for eligible J-1 exchange visitors and J-2 dependents who must satisfy applicable visa requirements. Quotes and comparisons provided through BrokerNexus.

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OPT Insurance

Review medical options for eligible F-1 graduates participating in Optional Practical Training before employer coverage becomes available. Quotes and comparisons provided through BrokerNexus.

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New Immigrant Insurance

Explore temporary medical options for eligible new immigrants during the transition to longer-term U.S. health coverage. Options provided through BrokerNexus.

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Green Card Holder Insurance

Review medical coverage for eligible green card holders visiting or temporarily staying in the United States. Options provided through BrokerNexus.

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Fiancé Visa Medical Insurance

Consider temporary medical protection for eligible K-1 visa holders during their transition to permanent residency or domestic coverage. Options provided through BrokerNexus.

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Expatriate Health Insurance

Explore longer-term international medical coverage for eligible individuals and families living or working outside their home country. Options provided through BrokerNexus.

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Marine Crew Health Insurance

Review international medical coverage designed for eligible professional marine crew members working aboard vessels worldwide. Options provided through BrokerNexus.

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Career Missionary Health Insurance

Consider long-duration international medical protection for eligible career missionaries and their families living abroad. Options provided through BrokerNexus.

Explore Coverage
International coverage notice: International student, visa, immigrant, expatriate, and other international medical products may not be ACA-compliant major medical insurance. Eligibility, geographic coverage, visa compliance, exclusions, waiting periods, renewability, and benefits vary by plan. Review the insurer’s policy documents and applicable visa or school requirements before purchasing. Ravelin Risk & Insurance may receive compensation from purchases made through external links.