Designed for Elevated Lifestyles & Complex Portfolios
This assessment goes beyond a standard policy review. We look at how your assets are owned, how they interact, and how a serious claim would move through your balance sheet and insurance program.
Primary, Secondary & Vacation Homes
Review of dwelling limits, renovation and rebuild costs, loss of use, and special coverage needs for high-value properties and multiple residences.
Autos, Collections & Recreational Assets
Evaluation of luxury autos, collector vehicles, motorcycles, boats, and other lifestyle assets, including agreed value and usage patterns.
Valuables & Scheduled Property
Assessment of jewelry, fine art, wine, collectibles, and other high-value items to help avoid underinsurance or gaps in worldwide coverage.
Liability & Umbrella Structure
Review of underlying limits, umbrella layers, and excess liability needed to address elevated net worth, public exposure, and household staff.
Trusts, LLCs & Ownership Complexity
Alignment of policies with entities, trusts, and titling to help ensure the right people and structures are actually insured.
Program Benchmark & Stewardship Plan
A summarized view of your current program versus recommended enhancements, plus a roadmap for ongoing reviews as your life evolves.