Professional monitoring, cameras, and water shutoff installed and documented properly so you can pursue any protective-device credits your carrier may offer.
I’m authorized to offer ADT solutions and I’ll help you choose the setup that makes sense for your home and budget — and when applicable, the setup that can support insurance discount eligibility (carrier-specific, not guaranteed).
What you get
Why I’m a strong choice
Note: insurance discounts vary by carrier and underwriting; no security system guarantees discounts. I’ll help position it the right way.
Why these features matter
How I compare
Typical discount impact (carrier-specific)
| Setup | Typical Discount Range | Notes |
|---|---|---|
| (1) Burglar alarm | ~ 2% – 7% | Best results typically require professional monitoring and verification. |
| (2) Burglar + Fire (monitored) | ~ 5% – 10% | Fire monitoring often carries more weight than burglary alone. |
| (3) + Cameras | ~ 6% – 12% | Cameras may not be a separate rating factor for every carrier, but can help deterrence and underwriting. |
| (4) + Water monitoring + shutoff valve | ~ 8% – 15%+ | Water loss prevention is one of the most impactful add-ons because water damage is a high-frequency claim category. |
Discounts vary by carrier, state, underwriting, device type, and verification method. Some carriers apply protective device credits only to certain portions of premium. No discount is guaranteed. Ravelin Risk & Insurance is an authorized ADT dealer and independent insurance agency. Security services are provided through authorized alarm partners. Coverage areas vary by installation partner and location. While I assist clients throughout California and select regions of Texas, I may coordinate alternative solutions or referrals when installation falls outside my authorized service area.
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